Humm Financing

 

Arnts has partnered with humm, which offers a flexible purchase financing option where you can take up to 5 years to pay off your purchase. You can choose from various monthly payment options to find the one that works best for you!

 

 

 

COMMON QUESTIONS

What is humm?

Humm provides third-party purchase financing, offering flexible payment plans up to $30,000 with a low-fixed interest rate. Starting with an easy and digital application process, customers receive a credit decision in less than 7 minutes and can pay off their purchase in equal monthly payments, up to 5 years.

Why should I use humm?

• Choose a monthly repayment plan that fits into your budget
• Take up to 5 years to pay off loan balance
• Receive a credit decision in less than 7 minutes anywhere, anytime
• Easy & digital application
• No hidden fees & all approved applications receive the same low-fixed interest rate
• Repay the loan balance at any time, without penalty

Will applying affect my credit score?

Humm does a soft credit check when the purchase is under $17,500. This soft check will not impact the applicant’s credit score. Humm does a hard credit check when the purchase is $17,500 or over. This hard check may show as a credit inquiry on the applicant’s credit score.

What is the interest rate?

To view your interest rate, please log in to your Merchant Portal, navigate to the Quote Calculator, and complete the form fields to generate an accurate quote.

Can I repay the balance at any time?

Yes! Along with no hidden fees, customers can repay the loan balance at any time, without penalty.

Why was I denied financing by humm or why did I get less than I applied for?

In some cases, humm is unable to provide your customer with the limit they requested. We use proprietary technology to assess your customer’s application and provide them with the best credit limit based on that assessment.

How do refunds work?

All refunds are provided based on your business’s return policy. If providing your customer with a full refund, they can expect the balance to be returned to their preferred method of payment, in full after 3-5 business days. If the customer receives a partial refund, the refunded amount will be applied to the end of their loan term and their monthly payment will remain the same.

If I have any issues with my application or need any assistance, who can I contact?

Customers can contact humm support, Monday - Friday from 8 a.m. - 7 p.m. ET, at 1-844-944-0283